When people think about financial planning, they often picture numbers, charts, and long-term projections. Those are all part of the process, but they are not what define the heart of our work. After meeting with hundreds of families over the years and continuing a three-generation legacy at Ramsey Financial, I’ve learned that what clients appreciate most is the relationship and the planning experience behind it. As we look back on what has been our strongest year, it feels l

Investing is only one piece of a much larger picture. Good planning also includes understanding how taxes may affect each stage of your financial life. Year after year, many individuals and families find themselves wondering: “Am I missing opportunities?”“Should I be doing something different with my accounts?”“Is there a better way to plan for retirement income?” We aim to answer those questions and provide clear guidance, highlighting why tax planning is such an important p

Discussions about the Federal Reserve's (The Fed) interest rate decisions often dominate financial news. Whether the Fed is hiking rates to combat inflation or cutting them to stimulate the economy, these actions have a wide-ranging impact that can be confusing for the average investor. As the central bank considers or implements an interest rate cut, it's important to understand the mechanics of what is happening and how it could influence different parts of your financial l

For many buyers, saving enough for a down payment feels like the biggest roadblock to homeownership. The good news is that Ohio has...