Ramsey's
Independent Advantage
As independent insurance agents, we have the flexibility to provide insurance solutions from the wide range of providers available.
Our lack of ties to any single provider allows us to genuinely identify the most suitable solution for each individual's unique requirements.
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This service is offered through Brandon Patterson at Ramsey Financial and is
not associated with Cambridge.
Covering the Cost
Long-term care insurance, or LTCI, is designed to provide coverage for the costs associated with long-term care services.
LTCI policies typically cover a variety of long-term care services, including
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In-Home Care
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Assisted Living Facilities
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Nursing Homes
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Adult Day Care
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Hospice Care
At Ramsey Financial, we recognize long-term care planning is a deeply personal journey.
A primary reason individuals consider long-term insurance is to ease the burden which costs can
have on their family members. This is why we urge families to consider insurance sooner, rather than
later. We work with you to find you the best solution
that fits your unique needs and preferences,
assisting you in addressing questions like;
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What are the chances I will need a form of LTC?
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What do different types of care cost in my area?
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How would I benefit from having LTCI?
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What would happen to my savings if I didn't
have LTCI and I needed LTC?
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Effective long-term care planning empowers you
to retain control over your healthcare decisions while providing financial security for you and your family.